NATIONAL BENEFITS CONSULTANTS
  • Home
  • Meet Our Staff
    • About Us
  • Health
    • Group Health >
      • Employee Benefits Broker for Small Employers
      • Small Business Group Health Insurance
      • How to Compare Small Group Health Insurance Plans
      • What Small Employers Should Know Before Group Health Renewal
      • How Much Should an Employer Contribute to Group Health Insurance?
      • Level-Funded Health Plans
      • ICHRA for Employers
      • Direct Primary Care for Employers
      • Group Dental and Vision Benefits for Small Employers
    • Individual Health >
      • Health Insurance for Self-Employed Individuals
      • How to Choose an Individual Health Insurance Plan
      • COBRA vs. Individual Health Insurance
      • When Can I Enroll in Individual Health Insurance?
      • Special Enrollment Period for Health Insurance
      • ACA Health Insurance
      • Marketplace Health Insurance
      • Health Insurance After Job Loss
      • What Does an Individual Health Insurance Deductible Mean?
      • Bronze vs. Silver vs. Gold Health Plans
      • Limited Medical Plans
    • Medicare >
      • Turning 65 & Still Working
      • Employer Plans & Medicare
      • Which Pays First: Medicare or Employer Coverage?
      • Do I Need Medicare Part B If I Still Have Employer Coverage?
      • IRMAA: What It Is and How It Affects Medicare Premiums
      • Medicare for Spouses: What Happens When One Person Turns 65?
      • Can I Keep My HSA After Enrolling in Medicare?
      • Medigap vs. Medicare Advantage: Which May Fit You Best?
      • Do I Need Medicare Part D?
    • Dental Insurance >
      • Prepaid Dental Application
  • Life & Annuities
    • Life Insurance >
      • Term Life Insurance
      • Whole Life Insurance
      • Universal Life Insurance
      • Life Insurance for Business Owners
      • How Much Life Insurance Do I Need?
      • Key Person Life Insurance
      • Buy-Sell Life Insurance Funding
    • Annuities >
      • Fixed Index Annuities
      • Single Premium Immediate Annuities
      • Multi-Year Guaranteed Annuities (MYGAs)
      • Annuities for Retirement Income
      • How Annuities Work
      • When an Annuity May Make Sense
      • Annuity vs. CD
      • What Is a Surrender Charge in an Annuity?
      • Can You Lose Money in an Annuity?
    • Disability Insurance
  • Travel
    • Rates & Online Enrollment
  • Payroll Services
  • Contact
    • Website Terms & Privacy Notice

Meet our team

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National Benefits Consultants has been built on personal service, industry experience, and long-term client relationships since 1987. Meet the team members who help employers, individuals, and families navigate benefits, Medicare, life insurance, annuities, and other protection solutions.

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Thurm Noel - Founder
Thurm Noel founded National Benefits Consultants and helped build the company’s long-standing commitment to personal service and practical insurance guidance.

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Marybeth Winkle - President
Marybeth Winkle leads National Benefits Consultants and works closely with clients to support the company’s mission of clear guidance, responsive service, and long-term relationships.
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Tim Noel - Director of Operations
Tim Noel supports day-to-day operations and helps ensure clients and partners receive timely service and coordination across the company’s benefit and insurance offerings.

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Cheri Mills - Employer Services
Cheri Mills works with employer groups and helps support the employee benefits and service needs of business clients.
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Heather Fratino - Specialty Services
Heather Fratino supports specialty services and helps clients review options that fit their coverage and planning needs.

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Randy Rodman - Life & Retirement Specialist
Randy Rodman works with clients on life insurance and retirement-focused solutions, including annuities and long-term planning strategies.

Let’s Connect

National Benefits Consultants is committed to helping clients make informed decisions with confidence. If you would like to learn more about our team or discuss your insurance needs, contact us here.

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National Benefits - Website Terms & Privacy Notice
  • Home
  • Meet Our Staff
    • About Us
  • Health
    • Group Health >
      • Employee Benefits Broker for Small Employers
      • Small Business Group Health Insurance
      • How to Compare Small Group Health Insurance Plans
      • What Small Employers Should Know Before Group Health Renewal
      • How Much Should an Employer Contribute to Group Health Insurance?
      • Level-Funded Health Plans
      • ICHRA for Employers
      • Direct Primary Care for Employers
      • Group Dental and Vision Benefits for Small Employers
    • Individual Health >
      • Health Insurance for Self-Employed Individuals
      • How to Choose an Individual Health Insurance Plan
      • COBRA vs. Individual Health Insurance
      • When Can I Enroll in Individual Health Insurance?
      • Special Enrollment Period for Health Insurance
      • ACA Health Insurance
      • Marketplace Health Insurance
      • Health Insurance After Job Loss
      • What Does an Individual Health Insurance Deductible Mean?
      • Bronze vs. Silver vs. Gold Health Plans
      • Limited Medical Plans
    • Medicare >
      • Turning 65 & Still Working
      • Employer Plans & Medicare
      • Which Pays First: Medicare or Employer Coverage?
      • Do I Need Medicare Part B If I Still Have Employer Coverage?
      • IRMAA: What It Is and How It Affects Medicare Premiums
      • Medicare for Spouses: What Happens When One Person Turns 65?
      • Can I Keep My HSA After Enrolling in Medicare?
      • Medigap vs. Medicare Advantage: Which May Fit You Best?
      • Do I Need Medicare Part D?
    • Dental Insurance >
      • Prepaid Dental Application
  • Life & Annuities
    • Life Insurance >
      • Term Life Insurance
      • Whole Life Insurance
      • Universal Life Insurance
      • Life Insurance for Business Owners
      • How Much Life Insurance Do I Need?
      • Key Person Life Insurance
      • Buy-Sell Life Insurance Funding
    • Annuities >
      • Fixed Index Annuities
      • Single Premium Immediate Annuities
      • Multi-Year Guaranteed Annuities (MYGAs)
      • Annuities for Retirement Income
      • How Annuities Work
      • When an Annuity May Make Sense
      • Annuity vs. CD
      • What Is a Surrender Charge in an Annuity?
      • Can You Lose Money in an Annuity?
    • Disability Insurance
  • Travel
    • Rates & Online Enrollment
  • Payroll Services
  • Contact
    • Website Terms & Privacy Notice