NATIONAL BENEFITS CONSULTANTS
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      • Marketplace Health Insurance
      • Health Insurance After Job Loss
      • What Is a Premium Tax Credit for Health Insurance?
      • What Does an Individual Health Insurance Deductible Mean?
      • Bronze vs. Silver vs. Gold Health Plans
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      • Turning 65 & Still Working
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      • Can I Keep My HSA After Enrolling in Medicare?
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National Benefits Consultants

Employee Benefits  |  Medicare  |  Life Insurance & Annuities

Practical Insurance Guidance for Colorado Employers, Individuals, and Retirees
PictureDenver skyline representing Colorado insurance guidance from National Benefits Consultants

National Benefits Consultants helps Colorado employers, individuals, Medicare beneficiaries, families, and business owners make clearer decisions about insurance and benefit planning.  We help with employee benefits, group health insurance, individual health insurance, Medicare guidance, life insurance, and annuity planning.  Based in Centennial, Colorado, we focus on practical advice, responsive support, and long-term client relationships. Need help reviewing your options? Call 720-488-9892 or contact National Benefits Consultants to get started.
Picture

Practical Insurance Guidance That Fits Real Life

Insurance decisions can affect your business, your family, your retirement, and your long-term financial security. The right answer is not always obvious, and the cheapest option is not always the best fit.  At National Benefits Consultants, we help clients understand their options before they make a decision. Our role is to explain choices clearly, compare available solutions, and help clients avoid common coverage mistakes.  Whether you are reviewing employee benefits for your company, choosing individual health insurance, approaching Medicare, protecting your family with life insurance, or planning for retirement income, we can help you sort through the options.

What we help With

  • ​Employee Benefits
    Group health insurance, employee benefits, contribution strategies, and practical support for small employers.
  • Individual Health Insurance
    Help comparing ACA Marketplace coverage, COBRA alternatives, self-employed health insurance, and coverage after job loss.
  • Medicare Guidance  
    Clear help with turning 65, working past 65, Medicare enrollment timing, employer coverage questions, Medicare Supplement, Medicare Advantage, and Part D decisions.
  • Life Insurance 
    Life insurance strategies for families, business owners, income protection, estate planning, key person coverage, and buy-sell planning.
  • Annuities
    Annuity strategies for retirement income, fixed annuities, MYGAs, fixed index annuities, and long-term planning.

Why Clients Work With National Benefits Consultants

Insurance can get complicated quickly. Plan designs, premiums, provider networks, enrollment windows, tax rules, Medicare timing, employer obligations, and long-term planning decisions all matter.  National Benefits Consultants helps clients cut through the confusion and make decisions with more confidence.
Our focus is simple:
  • Clear explanations
  • Practical recommendations
  • Responsive support
  • Long-term client relationships
  • Coverage strategies that fit real-world needs
As an insurance broker, National Benefits Consultants helps clients compare available options instead of forcing a one-size-fits-all answer.

Start with the right path

For Employers
Review group health insurance, employee benefits, contribution strategies, renewals, and practical benefit options for small employers.

For Individuals
Compare individual health insurance, ACA Marketplace coverage, COBRA alternatives, self-employed health insurance, and coverage after job loss.

For Medicare Clients
Understand Medicare enrollment timing, working past 65, Medicare Supplement, Medicare Advantage, Part D, and employer coverage issues.

For Life Insurance & Annuities
Review life insurance protection, business planning, retirement income strategies, fixed annuities, MYGAs, and long-term planning.

Helpful Insurance Resources

National Benefits Consultants provides educational resources to help clients better understand their options. These pages are designed to answer common questions before you make an insurance or benefit planning decision.  Explore topics related to employee benefits, individual health insurance, Medicare, life insurance, annuities, and retirement planning.

Need help reviewing your options?

Talk with National Benefits Consultants about employee benefits, Medicare, health insurance, life insurance, and annuity planning.

​Call 720-488-9892 or contact National Benefits Consultants to get started.
Related topics: Employee Benefits | Individual Health Insurance | Medicare Guidance | Life Insurance | Annuities

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National Benefits - Website Terms & Privacy Notice
  • Home
  • Meet Our Staff
    • About Us
  • Health
    • Group Health >
      • Employee Benefits Broker for Small Employers
      • Small Business Group Health Insurance
      • How to Compare Small Group Health Insurance Plans
      • What Small Employers Should Know Before Group Health Renewal
      • How Much Should an Employer Contribute to Group Health Insurance?
      • Level-Funded Health Plans
      • ICHRA for Employers
      • Colorado Retirement Plan Requirements for Employers
      • Colorado SecureSavings vs. 401(k) for Small Employers
      • How Colorado Employers Can Claim a SecureSavings Exemption
      • SEP IRA vs. SIMPLE IRA vs. 401(k) for Small Employers
      • Colorado Paid Family Leave for Employers
      • COBRA for Employers
      • Direct Primary Care for Employers
      • Freshbenies >
        • Freshbenies Behavioral Telehealth
        • Freshbenies Zero Rx
        • Freshbenies Telehealth Benefits
      • Group Dental and Vision Benefits for Small Employers
    • Individual Health >
      • Health Insurance for Self-Employed Individuals
      • How to Choose an Individual Health Insurance Plan
      • COBRA vs. Individual Health Insurance
      • When Can I Enroll in Individual Health Insurance?
      • Special Enrollment Period for Health Insurance
      • ACA Health Insurance
      • Marketplace Health Insurance
      • Health Insurance After Job Loss
      • What Is a Premium Tax Credit for Health Insurance?
      • What Does an Individual Health Insurance Deductible Mean?
      • Bronze vs. Silver vs. Gold Health Plans
      • Limited Medical Plans
    • Medicare >
      • Turning 65 & Still Working
      • Employer Plans and Medicare
      • How to Enroll in Original Medicare Parts A and B
      • Which Pays First: Medicare or Employer Coverage?
      • Do I Need Medicare Part B If I Still Have Employer Coverage?
      • IRMAA: What It Is and How It Affects Medicare Premiums
      • Medicare for Spouses: What Happens When One Person Turns 65?
      • Can I Keep My HSA After Enrolling in Medicare?
      • Medicare Supplement Insurance
      • Medicare Advantage Plans
      • Medicare Part D Prescription Drug Plans
      • Medicare Annual Enrollment Period
      • Medigap vs. Medicare Advantage: Which May Fit You Best?
      • Do I Need Medicare Part D?
    • Dental Insurance >
      • Prepaid Dental Application
  • Life & Annuities
    • Life Insurance >
      • Term Life Insurance
      • Whole Life Insurance
      • Universal Life Insurance
      • Life Insurance for Business Owners
      • How Much Life Insurance Do I Need?
      • Key Person Life Insurance
      • Buy-Sell Life Insurance Funding
    • Annuities >
      • Fixed Index Annuities
      • Single Premium Immediate Annuities
      • Multi-Year Guaranteed Annuities (MYGAs)
      • Annuities for Retirement Income
      • How Annuities Work
      • When an Annuity May Make Sense
      • Annuity vs. CD
      • What Is a Surrender Charge in an Annuity?
      • Can You Lose Money in an Annuity?
    • Disability Insurance
  • Travel Insurance
    • Travel Medical Insurance
    • Trip Cancellation and Trip Interruption Insurance
    • International Travel Insurance
    • Rates & Online Enrollment
  • Payroll Services
  • Contact
    • Website Terms & Privacy Notice