Travel Insurance
Travel insurance can help travelers prepare for unexpected problems before or during a trip. Depending on the plan, coverage may help with medical emergencies, trip cancellation, trip interruption, travel delays, baggage issues, emergency medical evacuation, and other travel-related risks. National Benefits Consultants helps travelers review travel insurance options and access plan choices through International Medical Group, also known as IMG. Whether you are planning a vacation, cruise, international trip, student travel, business trip, family visit, or extended stay abroad, it is worth reviewing coverage before you leave.
Travel Insurance Guidance That Fits Your Trip
Travel insurance is not one-size-fits-all. The right plan depends on where you are going, how long you will be away, how much of the trip is prepaid, whether medical coverage is needed, and what risks matter most to you.
Some travelers are mainly concerned about medical care outside their normal health insurance area. Others are focused on prepaid trip costs, cancellation, interruption, travel delays, or baggage problems.
The best starting question is:
What problem do you want the travel insurance to help address?
Some travelers are mainly concerned about medical care outside their normal health insurance area. Others are focused on prepaid trip costs, cancellation, interruption, travel delays, or baggage problems.
The best starting question is:
What problem do you want the travel insurance to help address?
Common Reasons People Review Travel Insurance
Travelers may review travel insurance because they are concerned about:
- Medical emergencies while traveling
- Emergency medical evacuation
- Trip cancellation
- Trip interruption
- Travel delays
- Lost, delayed, or damaged baggage
- International medical care
- Visitors traveling to the United States
- Students or exchange visitors
- Senior travel
- Cruises, tours, and prepaid travel costs
Travel Medical Insurance
Travel medical insurance focuses on medical-related risks while traveling. It may be especially important for international trips, visitors coming to the United States, extended travel, student travel, senior travel, mission trips, or situations where regular health insurance may not work the same way away from home.
Learn more: Travel Medical Insurance
Learn more: Travel Medical Insurance
Trip Cancellation and Trip Interruption Insurance
Trip cancellation and trip interruption insurance may help protect prepaid, non-refundable trip costs when a covered reason affects your travel plans.
Trip cancellation generally applies before the trip begins. Trip interruption generally applies after the trip has started. The specific covered reasons and benefit limits depend on the plan.
Learn more: Trip Cancellation and Trip Interruption Insurance
Trip cancellation generally applies before the trip begins. Trip interruption generally applies after the trip has started. The specific covered reasons and benefit limits depend on the plan.
Learn more: Trip Cancellation and Trip Interruption Insurance
International Travel Insurance
International travel can create coverage questions that are different from domestic travel. Medical care, emergency evacuation, provider access, claim procedures, travel delays, and prepaid trip costs may all work differently when a traveler leaves the United States or travels outside a normal service area.
Learn more: International Travel Insurance
Learn more: International Travel Insurance
Review IMG Travel Insurance Options
National Benefits Consultants provides access to travel insurance and travel medical insurance options through IMG.
Use the link below to review available IMG options, compare plan details, and begin the quote or enrollment process.
Use the link below to review available IMG options, compare plan details, and begin the quote or enrollment process.
What to Review Before Choosing Travel Insurance
Before choosing travel insurance, review:
- Destination
- Trip length
- Traveler age
- Prepaid, non-refundable trip costs
- Whether medical coverage is needed
- Emergency medical evacuation concerns
- Trip cancellation and interruption benefits
- Travel delay benefits
- Baggage benefits
- Coverage maximums and deductibles
- Pre-existing condition rules
- Exclusions and limitations
- Claim procedures
How National Benefits Consultants Helps
National Benefits Consultants helps travelers review practical coverage questions before they choose a plan.
We can help you think through:
We can help you think through:
- Whether travel medical insurance should be reviewed
- Whether trip cancellation or interruption benefits matter
- Whether international travel risks apply
- Whether visitor, student, senior, or extended travel coverage may be needed
- Whether emergency medical evacuation is a concern
- How to access IMG quote and enrollment options
Need Help Reviewing Travel Insurance?
Need help reviewing travel insurance, travel medical insurance, trip cancellation, trip interruption, international travel insurance, or IMG plan options?
Call 720-488-9892 or contact National Benefits Consultants to discuss your travel insurance options.
Call 720-488-9892 or contact National Benefits Consultants to discuss your travel insurance options.
Related topics: Travel Medical Insurance | Trip Cancellation and Trip Interruption Insurance | International Travel Insurance | Contact National Benefits Consultants