National Benefits Consultants

AIG GROUP LIMITED HEALTHCARE

Everyone wants to feel protected when it comes to taking care of their health and their loved ones.  AIG Group Limited HealthCare^SM provides access to healthcare services along with a variety of insurance benefits to help those without access to traditional health insurance, care for themselves and their families.

Best group candidates?

• Groups with a significant “opt out medical” population because of cost
• Groups with a high population of permanent part-time employees
• Groups with a long waiting period (ex: 12 months) to qualify for employer sponsored medical insurance

Why AIG Group Limited HealthCare^SM?

With little or no waiting period, employees receive access to a host of medical benefits, discount healthcare services and life insurance paid directly to them.

Plan Features

·        TRUE Guaranteed issue - no health questions asked

·        NO ANNUAL MAXIMUM

·        No pre-existing condition exclusions (except for pregnancy)

·        Benefits are paid directly to the insured (or assignable - employee choice!)

·        Spouse and child(ren) coverage available

·        24 hour nurse line

·        Discount prescription, vision and dental services

·        Customer service available 7am - 7pm CST

·        INSTANT CLAIM RE-PRICING at the point of service

·        Best in class TPA (Careington) and discount medical plan organizations (PHCS and Beechstreet)

·        Call Center Enrollment Services available at NO COST to brokers

·        High/Low options for groups with 100 eligible employees and above

·        LOW PARTICIPATION requirements

·        1099 Employees Eligible!